Automobile Accidents (Insurance Coverage)

If you have been injured in an auto accident as a result of someone else's negligence or carelessness, please contact our office immediately so that we may discuss your legal rights with you.

Did you know about the Types of Auto Insurance coverage available?

A. Bodily Injury Liability - protects you against injury, death claims, and legal expenses from an accident.

B. Property Damage Liability - covers property damaged by your car in an accident. Since liability covers other parties almost all states require it.

C. Medical Payments - compensates for injuries your passengers suffer. In some states it's optional. In "no fault" states, personal injury coverage replaces basic medical compensation coverage.

D. Uninsured/Underinsured Motorist Protection - pays for you and your occupants' accident injuries from uninsured, inadequately insured, or hit-and-run drivers.

E. Collision Coverage - after you pay the deductible, it reimburses for damages to your vehicle, up to its book value.

F. Comprehensive - covers physical damage to your car from fire, flood, theft, vandalism, wind, and other nonaccident causes, also with deductibles.